Business insurance answers for the work you actually do.
Pick your trade. Each guide answers one real question, like whether a handyman needs general liability or what a cleaning contract usually asks for, with sources you can check.
- Every guide cites official sources
- We don't sell insurance
- How we write
Find your trade
All trades- ContractorsGeneral contractors, remodelers and builders
- Skilled tradesPlumbers, electricians, HVAC, roofers, painters
- HandymanHandyman and home repair services
- CleaningHouse cleaning, janitorial and commercial cleaning1 guide
- LandscapingLandscaping and lawn care
- Salons and barbersHair stylists, barbers, nail and beauty pros
- Food businessesFood trucks, restaurants, bakeries and caterers
- Creative prosPhotographers, videographers and designers
- Fitness and wellnessPersonal trainers, massage therapists, yoga instructors
- Consultants and freelancersConsultants, IT pros and independent professionals1 guide
- Pet servicesDog groomers, walkers and pet sitters
- LLCs and home businessesLLC owners and home-based businesses
- Childcare and eventsDaycares, event planners, tattoo studios
- Real estateAgents, property managers, notaries
- Coverage typesGeneral liability, workers' comp, BOP, commercial auto, cyber
Latest guides
- Errors and Omissions Insurance for IT Consultants Explained What errors and omissions insurance covers for IT consultants, how tech E&O differs from cyber insurance, typical costs, and what to check before you buy.
- General Liability Insurance for a Cleaning Business: What It Covers What general liability insurance covers for a cleaning business, what it leaves out, typical costs, limits, bonds and what to check before you sign a contract.
How every guide is made
- One question, one trade
- We answer the exact question a business owner searches for, instead of a general overview.
- Sources you can check
- Facts come from state regulators, federal agencies and insurer policy documents, linked at the end of each guide.
- No made-up numbers
- We don't publish invented prices or statistics. Examples are clearly labelled as hypothetical.
- Written with AI, checked by rules
- Drafts are prepared with AI assistance and pass automated fact, link and source checks before they go live. Read the policy.